WHAT DOES RACE DAY MORTGAGE DO WITH YOUR PERSONAL INFORMATION?
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and employment information
• Account balances and credit history
• Transaction history and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason Race Day Mortgage chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Race Day Mortgage share?||Can you limit this sharing?|
|For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes — to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates' everyday business purposes — information about your transactions and experiences||No||We don't share|
|For our affiliates' everyday business purposes — information about your creditworthiness||No||We don't share|
|For non-affiliates to market to you||No||We don't share|
Questions? Call 614-656-1894 or go to www.racedaymortgage.com
Who We Are
|Who is providing this notice?||RACE DAY MORTGAGE|
|What we do|
|How does Race Day Mortgage protect my personal information?||To protect your personal information from authorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Employees are restricted access to your personal information except "on a need to know" basis to provide products and services to you.
|How does Race Day Mortgage collect my personal information?||We collect your personal information, for example, when you
• Open an account or apply for a loan
• Show your driver's license or provide account information
• Make deposits or withdrawals from your account.
We also collect your personal information from others, such as credit bureaus, affiliates, and other companies.
|Why can't I limit all sharing?||Federal law gives you the right to limit only
• Sharing for affiliates' everyday business purposes — information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.
• Race Day Mortgage does not share with our affiliates.
|Non-affiliates||Companies not related by common ownership or control. They can be financial and non-financial companies.
• Race Day Mortgage does not share with non-affiliates so they can market to you.
|Joint marketing||A formal agreement between non-affiliated financial companies that together market financial products or services to you.
• Race Day Mortgage doesn't jointly market.